贷款英文对话

贷款 loan小额贷款Microcredit打包贷款packing credit

loan;provide a loan;extend credit to

A:What payment term you accept for the order?B:We hope you can effect the payment by TT or LC at sight.A:Is CAD available for you?B:I am sorry that we can't accept this method.A:All right,please give your bank account and i will start the payment right now.

关于银行的英语口语对话

银行是依法成立的经营货币信贷业务的金融机构。下面是我整理的关于银行的英语口语，希望能帮到大家!

我想给马诺丽亚公司汇一千元钱

Clerk：

Good morning, may I help you?

早上好，请问有什么可以帮您?

Benjamin：

Hello, I want to remit one thousand Yuan to Magnolia Company.

你好，我想给马诺丽亚公司汇一千元钱。

Clerk：

Please fill out this form, please.

请您填一下这张表格。

Benjamin：

OK… Do I put on Magnolia Company for the receiver?

好的……在收款人一项写马诺丽亚公司吗?

Clerk：

Yes. You must put on its name and full address.

是的。您必须填写它的名称和完整地址。

Benjamin：

OK, I see. Here you are. Is that OK now?

好的，知道了。给你。这样行吗?

Clerk：

Let me check. Yes. Your one thousand remittance, please.

我看看，可以了。请给我您的一千元汇款。

Benjamin：

Here you are. What is the rate?

这就是。请问手续费率是多少?

Clerk：

This rate is one percent. That will be 10 Yuan.

是百分之一。就是十元。

Benjamin：

OK, when will this remittance arrive?

好的。这些汇款什么时候能到?

Clerk：

Generally it will arrive within a week.

一般来说，一周之内就会到。

Benjamin：

That's good. Is there anything else?

好的。还有别的什么事情吗?

Clerk：

No. That's all. You have to take good care of this copy of this transfer order.

不，没有了。您得保管好这张汇款单。

Benjamin：

Thanks, I will.

谢谢，我会的.。

您想要贷款多少钱?

May：

I’d like to apply for a personal loan.

我想申请个人贷款。

Clerk：

How much would you like to borrow?

您想要贷款多少钱?

May：

A thousand dollars.

1000 美元。

Clerk：

Let me check with our credit manager (later)

让我和我们的信用部主管谈谈。(稍后)

May：

Our record shows that your credit rating is quite high. I don’t think you’ll have any problems.

我们的记录上显示您的信用评价很高。我想您不会有问题的。

Clerk：

What’s the current interest rate?

目前的利率是多少?

May：

Our monthly interest is 1.5% of the outstanding balance. Would you please fill out this application form?

我们每月利率是未偿余额的1.5%，请您填好这张申请表好吗?

1、首先查询个人征信报告，信用报告查询“超凡速查”，是个公众号。2、可以查个人征信记录，来查看自己征信是否良好！

Terms of Payment支付条款Dialogue 1W: Well, we’ve settled the question of price, quality and quantity. Now what about the terms of payment？B: We only accept payment by irrevocable letter of credit payable against shipping documents.W: I see. Could you make an exception and accept D/A or D/P?B: I’m afraid not. We insist on a letter of credit.W: To tell you the truth, a letter of credit would increase the cost of my import. When I open a letter of credit with a bank, I have to pay a deposit. That’ll tie up my money and increase my cost.B: Consult your bank and see if they will reduce the required deposit to a minimum.-- 好吧，既然价格、质量和数量问题都已谈妥，现在来谈谈付款方式 怎么样？-- 我们只接受不可撤消的、凭装运单据付款的信用证。-- 我明白。你们能不能破例接受承兑交单或付款交单？-- 恐怕不行，我们是坚决要求采用信用证付款。-- 老实说，信用证会增加我方进口货的成本。要在银行开立信用证，我得付一笔押金。这样会占压我的资金，因而会增加成本。-- 你和开证行商量一下，看他们能否把押金减少到最低限度。W: Still, there will be bank charges in connection with the credit. It would help me greatly if you would accept D/A or D/P. You can draw on me just as if there were a letter of credit. It makes no great difference to you, but it does to me.B: Well, Mrs. Wang, you must be aware that an irrevocable letter of cred it gives the exporter the additional protection of the bank er’s guarantee. We always require L/C for our exports. And the other way round, we pay by L/C for our imports.W: To meet you half way, what do you say if 50% by L/C and the balance by D/P?B: I’m very sorry, Mrs. Wang. But I’m afraid I can’t promise you even that. As I’ve said, we require payment by L/C.-- 即便那样，开立信用证还是要支付银行手续费。假如你能接受承兑 交单或付款交单，这就帮我大忙了。你就当作是信用证一样向我开 汇票。这对你来说区别不大，但是对我来说就大不一样了。-- 王小姐，你应该也知道，不可撤消的信用证给出口商增加了银行的 担保。我们出口一向要求采用信用证；反过来讲，我们进口也是信 用证付款。-- 我们都各让一步吧，货价的百分之五十用信用证，其余的采用付款 交单，你看怎么样？-- 对不起，王小姐。即便那样，我恐怕也不能答应。我都说过了，我 们要求用信用证付款。Dialogue 2A: Well, Mr. Brown, we’ve settled everything in connection with this transaction except the question of payment in yen. Now can you explain to me how to make payment in yen?B: Many of our business friends in England, France, Switzerland, Italy and Germany are paying for our exports in Japan currency. It is quite easy to do so.A: I know some of them are doing that. But this is new to me. I’ve never made payment in yen before. It is convenient to make pay- ment in pound sterling, but I may have some difficulty in making payment in yen.B: Many banks in Europe now carry accounts in yen. They are in a position to open letters of credit and effect payment in yen. Con- sult your banks and you’ll see that they are ready to offer you this service.A: Do you mean to say that I can open a letter of credit in yen with a bank in London or Bonn?B: Sure you can. Several of the banks in London, such as the National Westminster Bank and Barclays Bank are in a position to open letters of credit in yen. They’ll do so against our sales confirmation or contract.A: I see.-- 布朗先生，除了日元付款问题外，我们已经谈妥了有关这笔交易 的所有事项。现在，能不能请你解释一下如何用日元付款？-- 我们在英国、法国、瑞士、意大利及德国的许多商界朋友都用日元 支付我们的出口货物。这很容易做到。-- 我知道有些人是这么做。但对我来说，这是新做法。我从来没用过 日元付款。用英镑付款很方便,但用日元付款可能会有些麻烦。-- 现在欧洲许多银行都可以开立日元账户。他们可以开立信用证并且 用日元支付。你去银行咨询就可知道，他们会替你办理这项业务的。-- 你是说我可以在伦敦或者波恩的银行开立日元信用证吗？-- 当然可以。在伦敦有好几家银行，如国家威斯敏斯特银行和巴克 莱银行等都可以凭我们的销售确认书或合同开立日元信用证。-- 我知道了。