出险英文

First, the principle of settlement of claims My company has been dealing with process followed heavy contracts, the principle of keeping promises to fulfill "prompt, timely, accurate and reasonable" settlement of the 16-character one. Without violating the law and under the premise of the insurance provisions, as far as possible to meet the reasonable demands of customers, and fairly deal with claims issues. Second, the loss adjuster working experience 1, dealing with high-risk projects in the experience of loss High-risk high amount of investment projects, technical sophistication, risk concentration, the accident occurred after the loss of reasons, the responsibility defined, and its choice of compensation methods require higher skill levels and more abundant working experience, over the years, I have against the company and to train a group of employees with the quality of the above. 2, dealing with large losses experience Floods, fires, typhoons and other disasters and accidents often lead to large enterprises within the framework of damage, but the loss of a single reason for the loss in varying degrees, I deal with the company in similar accidents, the standard in the determination of claims, the claims focus and training, emergency response procedures for the settlement of claims prepaid compensation, and other aspects of a complete set of operating procedures. 3, quickly raise large sums of compensation ability and experience Unified corporate, authorized management mode of operation, I made the company can do a chessboard, in a huge indemnity, we can rapidly mobilize funds for payments, such as the 1998 Yangtze River floods, my company in a short time, to raise 1.5 billion yuan - to my local branch. 4, and domestic and foreign experts, adjusting the experience of co-operation To ensure reasonable, accurate, my company started earlier and industry experts to deal with, I established a company's own technology expert network; for convergence and the international insurance market, we achieved in the country and has business licenses international adjusters have also established good relations of cooperation. Such as: 1, Qualcomm criteria Technology Services Limited (SGS - CSTC Standards Technical Services Ltd); 2, Mr. Fallon international settlement Group (Mclarens Toplis group.) 3, the public guessing too An insurance company 4, Ocean Insurance Appraisal Company 5, Dalian Zhengda Insurance Appraisal Ltd. Third, claims procedures 1,report The event of a disaster or accident, the insured shall immediately notify our company, calls 95518. Reporting methods can be oral or written. I made a report to the company, will be detailed records of insurance policies, insurance other,subject, the accident occurred time, place, why, etc., belonging to quickly determine whether the accident and timely insurance Tongzhi insured, the insurance people at the same time request to be furnished " no notices "registration file. 2, site survey: My company for your company provides 24-hour reporting service, received a report quickly to the scene of the incident after a survey to verify time, place, after, causes, extent and the amount of losses to the insured to the rescue. The total loss in 300,000 yuan within selected incidents accreditation body, and selected 1-2 experts to attend work if losses over 300,000 yuan, according to international practice, the two sides jointly commissioned designated domestic or after the China Insurance Regulatory Commission approved insurance estimated losses for the public to identify. 3, approved compensation losses and prepayments My insurance company based on the terms set insurance liability, according to the agreed terms of the insurance contract and the extent of damage to property and loss of the losses amount to determine the number of compensation, once the amount of loss by mutual recognition, in the insurers to provide all of claim document, in Dalian branch competence (5 million yuan the following or its equivalent in foreign currency), I will be in seven working days to pay compensation if the company authority over Dalian, as reported to head office approval, I will be in 30 working days pay reparations. The responsibility belongs to the large insurance compensation, the amount of time it is difficult to determine if I can amount of the company's 30 to 50 percent, the first part of the compensation paid in advance to help your company promptly resume production. The loss amounted to a final, I will be the required time limit for payment of the remaining compensation.

出险人指的是被保险人，就是受保险合同保障的人。被保险人需符合哪些要求？年龄要求：?重疾险、医疗险一般要求在0-65岁之间，有的意外险90岁都还可以投保职业要求：?重疾险、定期寿险，很多1-6类都可以投保，意外险更严格一些健康要求：?重疾险、医疗险健康要求最严，其次是定期寿险，意外险一般没有健康告知被保险人有什么权利？申请理赔：?不幸发生保险事故，被保险人可以向保险公司申请理赔知情同意：?当投保人指定或变更受益人，需经过被保险人同意拓展资料：保险是一个汉语词语，拼音是bǎo xiǎn，英文是Insurance或insuraunce ，本意是稳妥可靠保障;后延伸成一种保障机制，是用来规划人生财务的一种工具，是市场经济条件下风险管理的基本手段，是金融体系和社会保障体系的重要的支柱。保险 ，是指投保人根据合同约定，向保险人支付保险费，保险人对于合同约定的可能发生的事故因其发生所造成的财产损失承担赔偿保险金责任，或者被保险人死亡、伤残、疾病或者达到合同约定的年龄、期限等条件时承担给付保险金责任的商业保险行为。从经济角度看，保险是分摊意外事故损失的一种财务安排;从法律角度看，保险是一种合同行为，是一方同意补偿另一方损失的一种合同安排;从社会角度看，保险是社会经济保障制度的重要组成部分，是社会生产和社会生活"精巧的稳定器";从风险管理角度看，保险是风险管理的一种方法。保险主体保险主体，就是保险合同的主体，只包括投保人与保险人。被保险人、受益人、保单所有人，除非与投保人是同一人，否则，都不是保险主体。投保人，是指与保险人订立保险合同，并按照保险合同负有支付保险费义务的人。投保人可以是自然人也可以是法人，但必须具有民事行为能力。保险人，保险人又称"承保人"，是指与投保人订立保险合同，并承担赔偿或者给付保险金责任的保险公司。在中国有股份有限公司和国有独资公司两种形式。保险人是法人，公民个人不能作为保险人。被保险人，是指根据保险合同，其财产利益或人身受保险合同保障，在保险事故发生后，享有保险金请求权的人。投保人往往同时就是被保险人。受益人，是指人身保险合同中由被保险人或者投保人指定的享有保险金请求权的人，投保人、被保险人可以为受益人。如果投保人或被保险人未指定受益人，则他的法定继承人即为受益人。保单所有人，拥有保险利益所有权的人，很多时候是投保人、受益人，也可以是保单受让人。