天地为凭
Top five how to save money tips brings you crucial advice that you must follow in order to avoid draining all your hard-earned money away. 如何省钱的5个最好方法带给你必须遵循的重要建议，帮助你避免花光所有辛辛苦苦挣来的钱。To lead a healthy financial life you need to save money for a rainy day. You need to know that the more savings you accumulate over long period of time the richer you become. To grow your own wealth you need to have savings that you can deploy or investment so to generate passive income. Without savings you don't have the capital to start a business, go back to school or even to build or buy a home.为了过上健康经济的生活，你必须存钱以备不时只需。你要知道，你长期积攒的钱越多，你就越富有。为了增加财富，你必须要有可以使用或投资的存款产生被动收入。没有存款，你就没有创办企业，回到学校学习，甚至建房或买房的资金。Here is some basic money-saving tips that you need to observe so as to manage your money prudently.下面是你需要观察的一些省钱技巧，以便你谨慎地管理金钱。1. Stay away from your money always:1. 远离你的钱Don't make money your number one companion rather you may want to treat it as your enemy. To ensure that you don't spend un-budgeted money, put it away in a savings plan. If you don't need it now, put it away and you will not spend it because it isn't in your pocket. Make it hard to spend and the money shall be saved.不要把钱当成你最好的伙伴，而它当成你的敌人。为了确保你不乱花预算以外的钱，把它存入储蓄计划。如果你现在不用花这些钱，把它存起来，你就不会乱花，因为它不在你口袋里。养成很难花钱的习惯你就会省钱。2. Learn to treat your Savings account as another bill that must be paid first:2. 尝试把储蓄账户当成另一个必须首先支付的账单：Pay money to your savings account as though it was a bill that must be paid promptly and you will succeed in saving your hard-earned cash for a rainy day. The first thing you must do after receiving your pay check (cheque) is sending a pre-determined amount to the savings account.就像支付账单一样立即支付给储蓄账户，你就能成功节省辛苦赚来的钱以备不时只需。首先你必须做的是收到工资支票后先把预定的数量存入储蓄账户。 3. Be careful with your shopping habits:3. 小心你的购物习惯：People lose a lot of money in the supermarket for buying impulsively thus overshooting their budgets. To deal with this problem make sure to carry the exact budget meant for shopping and not a cent more.人们在超市总是冲动地花很多钱买东西，因此超出预算规定。应对这个问题的方法就是确保花费购物的准确预算，不多花一分钱。4. Take no Credit Card Debt my friend:4. 把没有信用卡债务当成自己的朋友：Credit card debt is expensive because of high interest rates associated with this type of consumer financing. If you must take credit card debt please ensure that you pay it in full within the stipulated time to avoid debt accumulation and other penalties such as late payment.因为跟这种消费融资有关的高利率，所以信用卡债务是非常昂贵的。如果你必须承担信用卡债务，那么请确保在规定的时间内全部还清，避免债务的累积和如逾期付款之类的处罚。5. Live within your means my friend and you won't get into financial trouble:5. 把量入为出当成朋友，你将不会陷入财政困难：So longs as you have a roof over your head, the rest you can persevere until you are able to save your way out of financial difficulty. If you can't afford a car, don't take a loan to buy one, take public transport instead.只要你头上有个屋顶，剩下的你就能坚持，直到你能够得到解决困难的方法。如果你不够钱买汽车，不要贷款去买，用乘坐公共交通工具来代替。
Ilovesmile
For many young people, they don’t have the habit to save money, because they think they are young and should enjoy the life, so there is no need to save money. But saving part of the income can better help us to deal with emergent situations. Though it is hard to store income, we still can figure out some ways. 对很多年轻人来说，他们并没有省钱的习惯，因为他们认为自己还年轻，应该享受生活，所以不需要省钱。但是存一部分收入是可以更好的帮助我们处理紧急情况。尽管存钱不容易，但是我们仍然可以找到一些方法。 First, make meals at home as often as possible. According to the research, most young people spend a lot of money in eating in the restaurant. Because life pace is very fast and they get used to eating fast food. But if they buy food in the market and make meals at home, it will save a large amount of money. At the same time, they can also be much healthier. 首先，尽可能在家用餐。据统计，大多数年轻人都是花了很多钱在餐厅吃饭。因为生活节奏非常快，所以他们习惯了吃快餐。但是如果他们去市场上买食材，在家里做饭，这将节省很多钱。而且，他们也可以吃得更健康。 Second, when you go out with your friends, you’d better pay separately. In China, some people feel proud to pay the bills for others when they are eating outside, because it shows their richness and power, which will receive respect from others. But now many young people have realized it is stupid to pay bills and they choose to go Dutch. What a wise choice. 其次，当你和你的`朋友出去时，最好各付个的费用。在中国出去吃饭时，有些人对为他人支付账单而感到骄傲，因为这让他们觉得可以显示他们的财富和权力，会得到别人的尊重。然而很多年轻人现在已经意识到这是愚蠢的做法了，他们会选择AA制。这是一个明智的选择。
