快乐的陆小晶
近几年随着居民生活的改善，有越来越多的国人走出国门，去体验不一样的文化氛围，据中商产业研究院公布的数据显示，2019年全年中国公民出境旅游人数达1.55亿人次。
根据中国旅游研究院（CTA）的数据，2019年中国公民出境旅游人数达1.55亿人次，比上年同期增长3.3%。世界旅游组织（UNWTO）数据显示，2018年中国境外游消费达2773亿美元，成为第一境外游消费大国。随着国内疫情的到有效控制，近年的五一小长假期间，全国共计接待游客1.15亿人次，实现国内旅游收入475.6亿元，酒店入住率超45%以上，度假村占比近70%。在受访者中，有明确旅游意向者占了60%，45%的人考虑出国旅游。
国内居民出国旅行，就必须申请旅游签证。在申请旅游签证时需要准备多种材料：护照、照片、户口本、身份证、工作证明、存款证明、银行流水、结婚证、房产证明等众多材料，很多申请者总以为自己银行卡总有足够的余额就很容易过签，从而忽视了银行流水的作用，显示情况却是即使你的银行余额数额较大如果银行流水不够健康，申请者反而有很大概率拒签。
为什么银行流水会如此重要，甚至可以影响过签呢？
1. 客观性。存款证明虽然可以体现申请者的资产状况，但是并不具备客观性，可以利用短期借贷制造存款假象。银行流水则不同，一般使领馆会要求提供3-6个月的银行流水，出具方是第三方权威机构“银行”，不存在造假嫌疑。
2. 合理性。如果申请人是职工，则工资收入是最能体现个人收入状况的，每月固定的时间会有固定的工资入账，如果是自由职业者，3-6个月中有持续的资金进入和支出，并且有较高的余额，也能反映出申请人的收入状况。
3. 客观合理的银行流水既可以向使领馆表明自己拥有足够的资金支持此次出行，又能表现出此次出行的目的只是游玩，不存在非法滞留移民的可能。在准备银行流水是要根据自己的实际收入进行准备5000-10000元人民币，最终余额最好大于5万元人民币以上；如果你是自由职业，银行卡每月流水几十万元，建议换一张流水几万的，银行流水过多有可能被怀疑有移民倾向。
英文银行流水账单如何获取？
银行流水账单可以前往借记卡所属银行的柜台申请打印，打印完成后应加盖银行鲜章，不允许使用自助打印机打印。签证中心会要求提供英文版银行流水，由于国内银行只有部分银行提供英文版银行流水，如果银行不提供可寻找有资质的正规翻译公司对银行流水进行翻译。
正规翻译公司的银行流水翻译件有哪些特点：
1、正规翻译公司拥有经验丰富的译员团队，银行流水涉及众多金融行业专业词汇，经验丰富的译员可以对银行流水进行准确翻译，不会存在错译漏译现象。
2、正规翻译公司拥有专业的排版人员，银行流水拥有固定的格式排版，专业排版师会将银行流水按照原件的格式进行排版，保证银行流水整体美观大方。
3、正规翻译公司可以根据客户要求提供符合使领馆要求的银行流水翻译件，比如英属联邦制国家要求翻译件附译者声明和译员的个人信息（包括译员的签名、译员证书编号、译员所在单位或机构的地址和联系方式、翻译日期），赴澳洲和新西兰需要拥有NAATI体资质的译员在翻译件上加盖NAATI蓝色方形印章。
吃兔吃土
journal account 流水帐更多见以下: intermediate account媒介[中间]帐户, 期内帐单international equalization account国际平衡帐户inventory account存货帐inventory suspense account存货暂记帐户investment account投资帐(户)issuing account发行帐户itemized account明细帐journal account流水帐labour cost account劳务费帐户landing account起货单, 卸货报告; 栈单ledger accounts分类帐帐户, 总帐, 分户帐liability account负债帐户[表]liquidated account已清算帐户liquidation account清算变产表, 清理帐户loan account贷款[放款]帐户long account多头帐户, 经纪人用雇客证券或货品登记簿loss and gain account损益帐lot and building account房地产帐machinery account机器margin account证券交易中的顾客保证金户master control account总统驭帐户master's account所有主帐mate account对应科目material purchased account材料采购帐memorandum account备查帐册(即在资产负债以外的备忘记录)merchandise inventory account商品库存帐户merchandise purchases account进货帐户merchandise sales account销货帐户merchandise trading account商品购销[贸易]帐户miscellaneous accounts杂项帐户mixed account混合帐户money account现金帐mutual currency account (MCA)相互通货帐户mutually offsetting accounts对比帐户national account国民核算[帐户], 国民收入和生产核算帐户national capital account国民资本帐户national income account国民所得帐户, 国民收入核算帐户national income and product account国民收入和生产帐户natural expense account按性质分类费用帐户negative assets account负资产科目net cost account进价的净价帐户, 进货纯价帐net profit and loss account纯损益计算net worth accounts净值帐户nominal accounts名义帐目, 名目帐, 非实物帐, 损益帐户nominal capital account名义股本帐户non-commercial accounts非贸易帐户non-personal account非人名帐户non-resident account无户籍存户(指国外的外国人存户)note payable account应付票据帐note receivable account应收期票帐number account不列户名、仅以数字编号的(存款)帐户numbered account帐号office building account营业用房屋帐office expenses account办公费帐offset account抵销帐户offset against accounts帐款抵销open account (OA)未结清帐户, 公开帐户, 无保证赊欠户, 应收帐款; 贸易帐户; [自]开型会计 数据, 开型计算; 开户录入单open consignment account未清寄销帐opening balance account期初差额帐operating account营业帐户operating result accounts业务成果帐户opposite accounts对方科目, 相对帐目outlay accounts支出帐户outstanding account应收[未清]帐款; 未付帐单, 未结算帐目over-and -short account零星差额帐户, 长短数帐户overdraft account透支帐户, 往来存款透支帐overdue account逾期帐款, 过期未付帐款overhead account管理[间接]费用帐户overlapped account重复帐户partly convertible account部分可兑换帐户partner's drawing account合伙人提款帐户past due account过期帐款payable account应付帐款payee's account收[受]款人帐户per contra account对照(应)帐户permanent account实帐户, 永久帐户personal account业主往来帐户, 人名帐户, 人名帐petty cash account零用现金帐petty expenses account杂费帐pool account暂记帐(即待分配的费用帐户)postal transfer deposit account邮政汇划[划拨]储金帐户posting accounts过帐prepaid expense account预付费用帐primary account主要[初级]帐户principal account主要帐户private account私人帐户production cost account生产成本帐户profit account利润帐户profit and loss account损益帐[表], 盈亏计算profit and loss adjustment account损益调整帐户profit and loss appropriation account损益分配帐(户)property account财产清查[帐户]property managing account财产管理帐proprietorship account业主帐户; 所有主帐户proprietary account业主帐户; 所有主帐户provisional account临时帐户purchase account购料帐; 进货帐purchase price adjustment account买价调整帐户quarterly account季度帐real estate account不动产帐; 房地产帐receivable account应收帐款; 应收款帐户receiving account收入帐reciprocal account相对[对方, 相互]帐户reckon accounts结帐, 算帐reconciliation account调节[协调]帐户reconciling bank account核对银行存款帐户, 调节银行存款帐户regional account计算国民收入的地区帐户regular bank account普通银行存款户reliable account可靠帐户remit account划帐render account开出帐目; 结帐; 送呈帐单rent account租金帐repair and maintenance account修缮费帐reserve account公积金帐; 准备金帐户reserve fund account储备基金帐户residential account居民帐户(住在本国居民的帐户)returned purchases account进货退出[回]帐returned sales account销货退回帐户revaluation account重估价帐户revenue account收入[岁入]帐户, 营业收入帐户[会计], 收益帐, 进款帐revenue and expenditure account出入[收支]帐目revolving funds account周转资金帐running account流水[往来]帐户salvage account残废料帐户savings account储蓄帐户secondary account附属帐户, 次级帐户sector accounts部门帐户secured accounts担保帐户[款]securities account证券帐户separate account专帐sequestered account根据法院命令查封的帐户service account劳务帐settle another's account垫帐share draft account股金提款帐户short account抛空[卖空]帐户short landing account短卸帐单short period cost account短期成本帐户simple cost account品别成本帐户single account个人帐户skeleton accounts T字形帐户sleeping account停滞帐目small saving account零星蓄储存款society account社团帐户special account专用帐户; 特种帐单special account for traffic revenue运输收入专户special current account特别往来存款special drawing account特别提款权帐户special fund appropriation accounts特种基金拨款帐户special fund receipt accounts特种基金收入帐户special surplus account特别公积金帐户, 特别准备金specified account专用帐户; 特种帐单standing job accounts经常工作帐户state appropriation account国家拨款帐户statistical account统计帐户stock account存货帐, 股份或股本帐目, 资本帐stock record account库存记录帐storage charge account存储费帐store imprest account备用材料帐sub-control account局部统制帐户subscriber's account用户帐单subsidiary ledger accounts辅助[明细]分类帐户substitution account替代帐户successor account备付帐户summary account汇总帐户sundries personal account各种人名帐目sundry account杂项帐户supplementary account补充帐单surplus account盈余滚存帐户, 公积金帐户, 滚存款帐; 盈余帐surplus adjustments account盈余提拨[调整]帐surplus appropriation account盈余分配帐户suspense account暂汇(临时)帐户, 暂记帐户, 未定帐, 悬帐suspense payments account暂付款帐户suspense receipts account暂收款帐户swing account自动调整结算system account制度帐户T account "T"字式帐户tandem account存款货款串联帐户tax-accrual trust account应缴税款信托帐户tax equalization account税金平准帐户tax payable account应付税款帐户technical account业务帐单temporary proprietorship account暂记资本帐户temporary receipts account暂记收入帐户term-end account期末帐额terminal account终结帐户thrift account储蓄[节约]帐户trading accounts购销帐, 贸易[营业]帐户, 营业表transaction account交易帐户transfer appropriation account转帐拨款帐户transferable account可转拨帐户transit account未达帐transition account跨期分摊帐户treasury stock account库存股票帐户trust account信托[托管]财产; 信托帐户trust fund account信托基金帐户trustee's account受托人帐户trustee's cash account管理人[清算人, 受托人]现金帐户unbalanced account未结算帐户un-collectible account坏帐, 呆帐underwriting account保险帐户unliquidated account未清帐目unpaid account尚未付讫的帐款, 帐款未清, 未付帐目unsecured account无担保帐项[债权], 无保证的帐户unsettled account悬帐, 未决帐项, 未结帐vacation club account零存整取度假储蓄valuation account估价[计价]帐户variance accounts差异帐户vendor's accounts卖主帐venture account投机买卖帐户vouchers account凭单帐户working account往来帐户, 活期借贷帐户writing-off uncollectible accounts注销坏帐account in arrear积欠account in bankruptcy破产帐款(户)accounts of assets资产台帐account of business营业报告书, 损益表, 营业科目account of cash in vault库存现金簿account of credit sales赊销帐户account of executors遗产清册account of receipts and payments收支表account of return报酬的说明accounts of student progress学生成绩考查报告account of the exchequer国库帐account of treasury公库帐, 金库帐, 国库帐accounts to be credited应列贷方科目account to give支出帐目
优质英语培训问答知识库
