With the development of the Chinese economy， small and medium-size enterprises in China have become the backbone of the national economy， playing an integral role in the growth of the national economy，and has been a main force for promoting the health of the national economy， sustainable development and vigorous economic However， in recent years， due to insufficient understanding of the financial risks of some well-known enterprises at home and abroad， the enterprise suffered huge economic losses， even Financial risk problem was particularly acute for SMEs in Due to its numerous factors both within and outside influence， makes its presence in financial management and personal development do not adapt to the conditions of the market economy， leading to fierce competition in the market and facing with great One aspect of the financial activity of the enterprise or a part of problems are likely to bring financial risks and endanger the survival and development of This article analysed from both external and internal causes of the financial risk of the SMEs， and suggested financial problems prevention measures for small and medium-size businesses to reduce risk and increase economic Promote the improvement of small and medium-size enterprise finance management， strengthen financial risk awareness， sustainable， healthy and rapid development of SME关键词：中小企业 small and medium-size enterprises；财务风险 financial risk；资金结构funding structures；风险预警risk early-warning亲，要采纳啊，纯手工翻译，累啊
